Part One - The Profession of Faith. CHAPTER THREE - Man's Response to God. Sacred Scripture

28What are the characteristics of faith? Faith is the supernatural virtue which is necessary for salvation. It is a free gift of God and is accessible to all who humbly seek it. The act of faith is a human act, that is, an act of the intellect of a person - prompted by the will moved by God - who freely assents to divine truth. Faith is also certain because it is founded on the Word of God; it works “through charity” (Galatians 5:6); and it continually grows through listening to the Word of God and through prayer. It is, even now, a foretaste of the joys of heaven.